Loans

The following loans are offered by the bank

  • Hypothecation Loan
  • Building Loan
  • Mortgage Loan
  • Jewel Loan
  • Vehicle Loan
  • Machinery Loan
  • Consumer Durables Loan
  • Warehouse Receipt Loan

Interest Rates

Sl. No. Particulars 01/04/2020
Rate of Interest
01/04/2021
Rate of Interest
31/03/2022
Rate of Interest
31/03/2023
Rate of Interest
05/04/2023
Rate of Interest
1 Overdraft Loan 11.00% 11.00% 11.00% 11.00% 11.00%
2 Gold Loan 12.00% 12.00% 12.00% 12.00% 11.00%
3 Mortgage Loan 13.00% 13.00% 13.00% 13.00% 12.00%
4 Construction Loan 13.00% 13.00% 13.00% 13.00% 12.00%
5 Professional Loan 13.00% 13.00% 13.00% 13.00% 12.00%
6 Vehicle Loan 13.00% 13.00% 13.00% 13.00% 12.00%
7 Plant & Machinery Loan 13.00% 13.00% 13.00% 13.00% 12.00%
8 Consumer Durables 13.00% 13.00% 13.00% 13.00% 12.00%
9 Cash Credit Loan 15.00% 15.00% 15.00% 15.00% 13.00%
10 Surety Loan 15.00% 15.00% 15.00% 15.00% 13.00%
11 NSC/KVP Loan 13.00% 13.00% 13.00% 13.00% 13.00%